Jiangsu mortgage rules for the implementation of the purchase of the city’s property market differen zhongguorentiyishu

Jiangsu implementation details released on mortgage purchase of the property market in the city of differentiated loan Jiangsu city recently were released on the market regulation policy restriction, credit limit, the mortgage policy adjustment, the central bank Nanjing branch and Jiangsu Banking Bureau jointly issued the day before the "notice" on the part of the city to adjust the differential housing credit policies, clear Jiangsu the purchase of the property market in the city housing implementation details. According to the notice, the policy adjustment time in each city government announced the implementation of the time, this time before the housing transaction, according to the original policy implementation; control file not special instructions on the housing transaction point of housing transactions in accordance with the "point net contract signing time (authentication time), registration time of acceptance and approval of the loan by the time that the three date is before the principle"; explained, according to the documents required. The difference of lending policies involving Wuxi, Suzhou, Nanjing in the Wuxi area within the scope of households for the first time to buy ordinary housing for commercial housing loans to individuals, according to the state of the city’s purchase of the differentiated housing credit policy, the minimum down payment ratio of not less than 30%; the housing has 1 sets of households, again for commercial and personal housing loans for the purchase of housing, the minimum down payment ratio of not less than 30% adjusted to not less than 40%. In the city of Suzhou (including Wujiang), Kunshan City, Taicang City, within the scope of households for the first time to buy ordinary housing for commercial individual housing loans, the minimum down payment ratio of not less than 30%; the purchase loan records, but did not apply for loans to purchase the actual housing, and there are 1 sets of housing, but there is no corresponding record or purchase loans the purchase of the residents of the home loans have been settled, the minimum down payment ratio of not less than 30% adjusted to not less than 50%; with 1 sets of housing and housing loans outstanding, once again apply for loans the minimum down payment ratio of not less than 50% adjusted to not less than 80%; with two or more housing units and households, the suspension of loans. In the city of Nanjing (not including Liuhe District, Gaochun District, Lishui District) within the scope of households for the first time to buy ordinary housing for commercial individual housing loans, the minimum down payment ratio of not less than 30%; the purchase loan records, but did not apply for loans to purchase the actual housing, and there are 1 sets of housing, but there is no record or purchase loans appropriate home loans have been settled by families, the minimum down payment ratio of not less than 35% adjusted to not less than 50%; with 1 sets of housing and housing loans outstanding, once again apply for loans the minimum down payment ratio of not less than 50% adjusted to not less than 80%; with two or more housing units and families, to suspend loans. Clearly limit the implementation of the loan policy notice that the timing of this policy adjustment to the implementation of the timing of the city government announced that the housing transaction point before this, still according to the original policy implementation. The city real estate regulatory documents, special instructions on the housing transaction point is not the point of housing transactions in accordance with the "net contract signing time (verification time), registration time of acceptance and approval of the loan by the time that the three date is before the principle"; explained, according to the documents required. Nanjing will severely crack down on cheating or forgery proof of purchase to false materials cheat or forgery proof of purchase"相关的主题文章: