Freaky financial need to protect the financial security of education investment of 5 thousand famili e2140

Freaky financial need to protect the financial security of family education investment of 5 thousand earning twenty thousand gold Sina fund exposure table: the letter Phi lag of false propaganda, long-term performance is lower than similar products, to buy the fund by the pit how to do? Click [I want to complain], Sina help you expose them! [cases] JINGWAH Times readers Ms. Qin, 27 years old this year, since the birth of the baby after returning home from the workplace. Ms. Qin baby 8 months, household expenditure of about $7000 per month, the family monthly income tax of about $20 thousand, about $800 thousand family savings, there is room for a car. Qin became a full-time housewife, began to take care of family assets, is still in the exploratory stage. Ask financial analysts to help plan how to configure these 800 thousand yuan, both to protect the family life, but also to enhance family wealth. [financial planning] Ms. Qin’s family is in the growth stage, this stage is the family income and expenditure are relatively large, so this stage of planning, we must first ensure that the family financial security, as children grow up, education funds should also put on the agenda. Daily expenses imprest family planning has increased 60 thousand yuan as suggestions to the reserve fund, reserve fund recommends buying banks open financial or monetary fund, increase liquidity at the same time, can also increase the income. In addition, Ms. Qin family monthly consumption in 7000 yuan, can be considered to apply for a credit card, credit card up to 50 days of interest free period, funds can be fully used, made to maximize revenue. The education plan for children education reserve, suggestions can be used to fund fixed set way, according to the family of Ms. Qin, suggested that the monthly fixed investment 5000 yuan for education funds can choose the volatility of the stock fund large fixed investment. The insurance plan proposal Ms. Qin took 100 thousand yuan as their own and spouse’s commercial illness critical illness accident insurance investment, investment ratio of 70 thousand yuan Ms. Qin spouse, Ms. Qin 30 thousand, Ms. Qin is given spouse family income is the main source of the next few years, the amount of not less than 2 times the amount of Ms. qin. Ms. Qin family can be used to adjust the investment investment funds a total of 800 thousand yuan, of which 60 thousand yuan as a reserve fund, 100 thousand yuan as security funds, the remaining 640 thousand yuan, recommends that customers can come up with 100 thousand yuan investment in high risk, high income and high risk, such as stocks, funds, gold, the remaining 540 thousand yuan, suggestions 300 thousand yuan bank financial products, as mid value investment. Another 240 thousand yuan can do long-term insurance products, both for the future of their children to accumulate a sum of money, but also as a long-term investment, access to more revenue. Guidance experts: China Construction Bank branch of the South Branch of the individual account manager Jia Jingchao JINGWAH Times reporter into the Sina financial stocks] discussion相关的主题文章: