暂时没有其他业务 唐山师范学院教务处

The Midwest’s first private bank opened Chongqing Fumin bank interest rate floating up to 30% Sina fund exposure table: the letter Phi lag of false propaganda, long-term performance is lower than similar products, to buy the fund by the pit how to do? Click on [I want to complain], Sina help you expose them! – after each intern reporter Liu Xiaoxue Sun Haoling in May this year, just approved the establishment in August 26th began operating, the central and western regions as the first private bank of Chongqing Fumin bank opened very quickly. On the morning of August 29th, the daily economic news reporter visited the first site of Chongqing Fumin bank in Chongqing, Yubei District. Since the opening, the banking business is relatively cold. In the short stay of about 1 hours, the reporter did not see customers come to do business. Chongqing Fumin bank plans to open for a period of 3 months, at present it to attract depositors, raise deposit interest rates, based on the central bank’s benchmark interest rate on floating up to 30%. The deposit rate showed that the individual 3 months, half a year, 1 years, 2 years and 3 years of fixed interest rate of 30%, up after the one-year deposit rate of 1.95%. The company’s 3 month, half year and 1 year deposit rates rose by 30%, and 2 and 3 years went up by 10%. Yesterday, a person familiar with the Chongqing Fumin bank insider told the "daily economic news" reporter said, the highest interest rates go up 30% of the current one. Subsequently, the reporter also learned that, at present, a large state-owned bank of Chongqing branch of the corresponding deposit rate of 3 years, the highest upward 20%. After the approval to build 3 months that opened on the morning of 29, the "daily economic news" reporter came to announce Chongqing Fumin bank address – Yubei District wealth center, gathered here in Hankou banks and other financial institutions, but the Bank of Chongqing Fumin office is not easy to find, after nearly 1 hours, the reporter finally in a relatively remote corner found in the bank. Morning at about 10, and did not come to do business, customers open bank hall of Chongqing Fumin, sitting on a Rest Area lady told reporters that she is to come to candidates. Then, more than an hour after the reporter’s stay, there was no business person appeared. Chongqing Fumin bank network site a staff member said that the current open deposit and loan business, there is no other business, nor public business. The staff also said that with the completion of the late bank itself will be introduced business. According to the plan, the bank has only this business point in the future, will open online business later. The establishment of formal approval to build from May this year to August 26th, Chongqing Fumin bank spent just 3 months time, created the bank approved the opening speed so far. According to informed sources, private banks quickly set up in Chongqing, Chongqing depends on a good financial environment and Han Huajin controlled 10 years of accumulated experience in finance. Public information, Han Hua holdings Department of the Hong Kong stock listed companies, as the main sponsor of Fumin bank, which invested 900 million yuan stake of 30%, will become the largest shareholder of the Bank of Chongqing fumin. Han Hua holdings chairman Zhang Guoxiang has also served as chairman of the Bank of people. In addition, the shareholder of Fumin bank is more important

中西部首家民营银行开业 重庆富民银行利率最高上浮30% 新浪基金曝光台:信披滞后虚假宣传,业绩长期低于同类产品,买基金被坑怎么办?点击【我要投诉】,新浪帮你曝光他们!   ◎每经实习记者 刘晓雪 孙皓翎   今年5月刚获批筹建、8月26日就开始营业,作为中西部地区首家民营银行的重庆富民银行开业十分迅速。   8月29日上午,《每日经济新闻》记者实地走访位于重庆渝北区的重庆富民银行首家网点。由于刚开业,银行生意较冷清。在短暂停留的约1小时时间里,记者并未见到有客户前来办业务。   重庆富民银行计划试营业期为3个月,目前其为吸引储户,提高了存款利率,在央行基准利率的基础上最高上浮30%。存款利率表显示,个人3个月、半年、1年、2年和3年整存整取利率上浮30%,上浮后个人一年期定存利率为1.95%。公司3个月、半年和1年期存款利率上浮30%,2年和3年期的上浮10%。   昨日,一位熟悉重庆富民银行的知情人士向《每日经济新闻》记者表示,利率最高上浮30%是该行目前优势之一。随后,记者也了解到,目前某大型国有银行重庆分行3年期的相应存款利率为最高上浮20%。   获批筹建后3个月即开业    29日上午,《每日经济新闻》记者来到重庆富民银行公布的地址――渝北区财富中心,这里聚集了汉口银行等金融机构,但重庆富民银行的办公场所并不好找,经过近1小时的寻找,记者终于在相对偏僻的角落里发现了该行。   上午10时左右,重庆富民银行空旷的大厅里并没有前来办业务的客户,一位坐在休息区的女士告诉记者她是前来应聘的。随后在记者停留的一个多小时里,也没有办理业务的人出现。   重庆富民银行网点现场一位工作人员表示,目前只开通了存贷款业务,暂时没有其他业务,也无对公业务。该工作人员还表示,随着后期银行自身完善会相继有业务出台。根据规划,今后银行也只有这一家营业点,后期会开通线上业务。   从今年5月获批筹建至8月26日正式成立,重庆富民银行仅仅花了3个多月时间,创造了迄今银行获批开业速度之最。   据前述知情人士透露,民营银行在重庆快速成立,取决于重庆良好的金融环境和瀚华金控10多年从事金融方面的经验积累。   公开资料显示,瀚华金控系港股上市公司,为富民银行的主发起人,其出资9亿元持股30%,将成为重庆富民银行第一大股东。瀚华金控董事长张国祥也出任富民银行董事长。另外,富民银行的股东多为重庆实体经济企业,其中包括宗申、重庆陶然居集团等民企。   此次开业,为吸引客户来存款,重庆富民银行提高了存款利率。相应标准为:个人和公司活期存款利率上浮10%到0.385%;个人和公司定期存款利率上浮30%,一年期整存整取达到1.95%,5年期整存整取达到4%。   昨日下午,记者问询了工商银行重庆分行工作人员,其表示:目前央行整存整取的基准利率1年为1.5%、2年2.1%、3年2.75%,工商银行分别为1.75%、2.25%、2.75%,工商银行重庆分行为1.8%、2.52%、3.3%。以此计算,工行重庆分行执行利率为最高上浮20%。   四川省社科院金融所所长王小琪对《每日经济新闻》记者表示,重庆富民银行个人3个月、半年、1年、2年和3年的整存整取利率是在央行基准利率上上浮30%,这种利率情况和其他传统银行以及民营银行相比并无竞争上的明显优势。   定位于“服务小微企业”    开业几日来,重庆富民银行客户接待情况如何?前述知情人士表示不愿透露。   当前我国民营银行资本规模偏小、融资渠道有限,新设立的民营银行只能精准定位,发挥比较优势,避免走传统银行规模扩张老路。   就银行整体定位,中国小额贷款公司协会原会长、重庆富民银行首任行长闵路浩近日曾对外介绍,该行将坚持“服务小微企业的普惠金融银行”定位,围绕伙伴金融、平台金融、生态金融的思路,通过线上和线下两种渠道,为中小微企业、三农、个人以及创新创业企业提供优质、快捷的普惠金融服务,与现有银行互补发展、错位竞争。   前述知情人士介绍,富民银行核心服务主体是小微企业、“三农”经济体和其他金融弱势群体,在今后的战略规划上,一要建立持续的资本补充机制。可以通过股东追加投资、引进社会资金及战略合作者、发行企业债券等方式持续补充资本,将富民银行做大做强,待资本和贷款规模达到相当程度后,再寻求上市;二要注重为实体经济,为产业链提供良好的理财服务。银行业主要靠存贷差盈利的时代正在结束,富民银行必须牢牢坚持为实体经济服务的宗旨,千万不能脱离实体经济搞自我循环、自拉自唱,一定要控制好杠杆比,不能太高。   中央财经大学中国银行业研究中心主任郭田勇在接受《每日经济新闻》记者采访时则建议,重庆富民银行尚在成立之初,董事会班子应结合其股东背景、业务属性和重庆显著的区域环境特点,发挥地缘优势,明确自身定位,探索一条有别于传统银行的差异化发展道路。 进入【新浪财经股吧】讨论相关的主题文章: